Money in, money out
Forex Deposit and Withdrawal Fees: What the Round Trip Costs
Before you trade a cent, you pay to move money in and out. Enter the fees, the currency conversion and the waiting time for your payment method and see what you get back.
Optional: start from what a broker page states
A preset fills the waiting times and the broker’s own fee as the page states it. It never fills bank, card or wallet charges, because those depend on your bank and country.
1. You send
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The amount leaving your bank, card or wallet.
2. Deposit leg
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3. Balance withdrawn
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4. Withdrawal leg: you receive
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01The five costs hiding in one deposit
- Broker fee. A flat amount or a percentage charged by the broker for the method. Some brokers state zero.
- Bank, card or wallet fee. Charged by your bank, card issuer or e-wallet, or by an intermediary bank on an international wire. Brokers often state these are outside their control.
- Currency conversion. If your account currency differs from the payment currency, someone converts it, and the markup over the mid-market rate is a cost you can measure on your own statement.
- Waiting time. Money in transit is money you cannot use. It matters most for the withdrawal leg.
- Splitting withdrawals. A flat fee repeated on every withdrawal turns a small fee into a large share of a small amount.
02What the broker pages state
We read the public payment pages on October 20, 2026. Figures are as the broker states them for the pages we could open, and your country or entity may differ.
| Broker | Fees stated | Timing stated | Not stated |
|---|---|---|---|
| Tickmill | Zero withdrawal fee. Covers bank fees on bank wire deposits of USD 5,000 or more. | Bank wire estimated arrival 2-7 working days; cards withdrawals up to 8 working days; Skrill and Neteller instant; crypto withdrawals approx. 12 to 48 hours. | Own conversion rates. Intermediary bank charges. Minimums stated: deposit $100, withdrawal $25. |
| IC Markets | No additional fees for deposits or withdrawals. Bank or intermediary fees are the client’s responsibility. | Wire deposits 2-5 business days; local bank withdrawals 1-2 business days, international 2-14; cards 3-5 business days, up to 10 in rare cases; wallets and crypto deposits instant. | Conversion rates and fees. Minimum amounts. |
| Exness | Page says it covers third-party costs and that deposit fees may apply to some methods. | Not instant means within 24 hours; bank or payment service may add time. | Fee amounts, conversion, minimums. Details are in the Personal Area. |
Sources: the deposit and withdrawal pages of each broker, opened October 20, 2026. Brokers can change terms without notice.
03Questions
Do forex brokers charge for deposits and withdrawals?
Some state zero broker fees, but your bank, card issuer, wallet or an intermediary bank may still charge. Read the method’s own fee line in your account area.
How long does a forex withdrawal take?
It varies by method and broker: from instant for some wallets to more than a week for international wires. The table above lists what each page states.
Why does the percentage fall as I deposit more?
Flat fees are fixed amounts. On a larger deposit the same amount is a smaller share. The chart shows it for your fees.
Is this the cost of trading?
No. It covers moving money only. Spread, commission and swap are in the trading cost calculator.
How much should I start with?
See the minimum capital calculator. If deposit costs take a visible slice of a small account, that belongs in the plan.
Do you earn from the button?
Yes, we may be paid if you open an account. It appears only after you choose a broker preset. See the affiliate disclosure.